Do you take insurance?

No, Arrow PT does not take insurance, but your physical therapist can provide you with a super bill that you can use to submit to insurance to apply towards your deductible or for reimbursement, depending on your insurance plan.

I have Medicare, can I pay out of pocket for physical therapy?

Unfortunately, physical therapists are not allowed to treat patients who have Medicare unless they are contracted with Medicare. If you need help finding a physical therapist that is contracted with Medicare, we can help.

Do you accept HSA or FSA?

Yes! We can provide you with a receipt if needed.

Why don’t you accept insurance?

Arrow PT provides one-on-one, focused sessions without the need to document “filler” treatments to meet productivity standards or insurance requirements. While you pay upfront, the total cost may be less than insurance-based care when considering high deductibles, co-pays, and limited session coverage. This allows your physical therapy and our patients make informed decisions about treatment based on patient needs, not insurance company limitations.